/* ==========================================================================
   GCBalance — Professional informational site
   Style: clean, corporate, accessible. System fonts for fast loading.
   ========================================================================== */

:root {
  --c-ink: #11242c;
  --c-ink-2: #2c3a44;
  --c-muted: #4f5b66;
  --c-line: #e3e7eb;
  --c-line-2: #ced5dc;
  --c-bg: #ffffff;
  --c-bg-alt: #f5f7f9;
  --c-bg-tint: #eef3f5;
  --c-brand: #0e4a5b;
  --c-brand-2: #0a3a48;
  --c-brand-soft: #e1edf1;
  --c-accent: #c87a1a;
  --c-accent-soft: #fbeed7;
  --c-success: #2f7a4d;
  --c-warn: #b3631b;
  --c-danger: #a8341f;
  --c-focus: #0e4a5b;

  --r-sm: 4px;
  --r-md: 8px;
  --r-lg: 14px;

  --shadow-sm: 0 1px 2px rgba(20, 30, 40, 0.05);
  --shadow-md: 0 4px 18px rgba(20, 30, 40, 0.08);
  --shadow-lg: 0 14px 40px rgba(20, 30, 40, 0.12);

  --container: 1140px;

  --f-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;
  --f-serif: Georgia, "Times New Roman", Times, "Source Serif Pro", serif;
  --f-mono: "SFMono-Regular", Consolas, "Liberation Mono", Menlo, monospace;
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--f-sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--c-ink);
  background: var(--c-bg);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; height: auto; }
a { color: var(--c-brand); text-decoration: none; }
a:hover { text-decoration: underline; }
button { font: inherit; cursor: pointer; }
:focus-visible { outline: 2px solid var(--c-focus); outline-offset: 2px; }

h1, h2, h3, h4 {
  font-family: var(--f-sans);
  color: var(--c-ink);
  line-height: 1.25;
  margin: 0 0 0.5em;
  font-weight: 700;
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(1.5rem, 1.1rem + 1.1vw, 2rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.45rem, 1.2rem + 1vw, 2rem); }
h3 { font-size: 1.2rem; }
h4 { font-size: 1.05rem; }

p { margin: 0 0 1em; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ----------------------------------------------------------------------
   Top utility bar + masthead
   ---------------------------------------------------------------------- */
.utility-bar {
  background: var(--c-brand-2);
  color: #cfe1e6;
  font-size: 13px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.utility-bar__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 8px 20px;
  max-width: var(--container);
  margin: 0 auto;
}
.utility-bar a { color: #f4f7f8; text-decoration: none; }
.utility-bar a:hover { color: #fff; text-decoration: underline; }
.utility-meta { display: flex; gap: 20px; }
.utility-meta li { list-style: none; }
.utility-meta ul { padding: 0; margin: 0; display: flex; gap: 18px; }

.masthead {
  background: #fff;
  border-bottom: 1px solid var(--c-line);
  position: sticky;
  top: 0;
  z-index: 50;
}
.masthead__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px 20px;
  max-width: var(--container);
  margin: 0 auto;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--c-ink);
}
.brand__mark {
  width: 38px; height: 38px;
  border-radius: 8px;
  background: url('../../favicon.svg') center/cover no-repeat, linear-gradient(135deg, var(--c-brand), var(--c-brand-2));
  display: grid; place-items: center;
  color: transparent;
  font-size: 0;
  text-indent: -9999px;
  overflow: hidden;
  flex-shrink: 0;
}
.brand__name { font-weight: 700; font-size: 0.98rem; line-height: 1.15; letter-spacing: -0.01em; white-space: nowrap; }

.primary-nav { display: flex; align-items: center; gap: 4px; }
.primary-nav a {
  display: inline-block;
  padding: 10px 14px;
  color: var(--c-ink-2);
  font-size: 15px;
  font-weight: 500;
  border-radius: var(--r-sm);
  text-decoration: none;
}
.primary-nav a:hover { background: var(--c-bg-alt); color: var(--c-ink); }
.primary-nav a[aria-current="page"] {
  color: var(--c-brand-2);
  background: var(--c-brand-soft);
  font-weight: 600;
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 9px 16px;
  background: var(--c-brand);
  color: #fff !important;
  border-radius: var(--r-sm);
  font-weight: 600;
  font-size: 14px;
}
.nav-cta:hover { background: var(--c-brand-2); text-decoration: none; }

.menu-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--c-line-2);
  border-radius: var(--r-sm);
  padding: 8px 10px;
  color: var(--c-ink-2);
}
.menu-toggle svg { display: block; }

/* Mobile panel */
.mobile-panel {
  position: fixed;
  inset: 0 0 0 auto;
  width: min(86vw, 340px);
  background: #fff;
  border-left: 1px solid var(--c-line);
  transform: translateX(100%);
  transition: transform 0.28s ease;
  z-index: 80;
  display: flex; flex-direction: column;
  padding: 18px;
  overflow-y: auto;
}
.mobile-panel.is-open { transform: translateX(0); }
.mobile-panel__head { display:flex; justify-content:space-between; align-items:center; margin-bottom: 12px; }
.mobile-panel__head .brand__name { font-size: 1rem; }
.mobile-panel a { display:block; padding: 12px 4px; color: var(--c-ink-2); border-bottom: 1px solid var(--c-line); text-decoration: none; }
.mobile-panel a[aria-current="page"] { color: var(--c-brand); font-weight: 600; }
.mobile-panel .panel-meta { margin-top: auto; padding-top: 16px; font-size: 13px; color: var(--c-muted); }
.mobile-panel .panel-meta a { border-bottom: 0; padding: 4px 0; color: var(--c-brand); }
.scrim {
  position: fixed; inset: 0; background: rgba(8, 20, 28, 0.45);
  opacity: 0; pointer-events: none; transition: opacity 0.25s ease; z-index: 70;
}
.scrim.is-on { opacity: 1; pointer-events: auto; }

/* ----------------------------------------------------------------------
   Hero (page-specific lead band)
   ---------------------------------------------------------------------- */
.lead {
  background: linear-gradient(180deg, #f9fbfc 0%, #eef3f5 100%);
  border-bottom: 1px solid var(--c-line);
}
.lead__inner {
  padding: 56px 20px 48px;
  max-width: var(--container);
  margin: 0 auto;
}
.lead__inner .crumbs { margin-bottom: 18px; }
.lead h1 { max-width: 760px; }
.lead p { color: var(--c-muted); font-size: 1.05rem; max-width: 720px; }
.lead--home {
  background:
    radial-gradient(900px 500px at 90% 0%, rgba(200, 122, 26, 0.08), transparent 60%),
    linear-gradient(180deg, #fbfcfd 0%, #eef3f5 100%);
}
.lead--home .lead__inner {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 48px;
  align-items: center;
  padding: 64px 20px 60px;
}
.lead__eyebrow {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--c-brand-soft);
  color: var(--c-brand-2);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.lead__cta-row { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }
.lead__h1 {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin: 0 0 14px;
  max-width: 760px;
}
.lead__h1-brand {
  color: var(--c-brand);
  font-weight: 800;
  letter-spacing: -0.015em;
  line-height: 1.1;
}
.lead__h1-divider {
  width: 56px; height: 3px;
  background: var(--c-accent);
  border-radius: 2px;
  margin: 4px 0 2px;
}
.lead__h1-line {
  color: var(--c-ink);
  font-weight: 600;
  font-size: 0.78em;
  line-height: 1.25;
  letter-spacing: -0.005em;
}
.lead__visual {
  background: linear-gradient(180deg, #f6f9fa 0%, #eef3f5 100%);
  border: 1px solid var(--c-line);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-md);
  position: relative;
  padding: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.lead__visual img {
  width: 100%;
  height: auto;
  max-height: 420px;
  object-fit: contain;
  display: block;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 18px;
  border-radius: var(--r-sm);
  font-weight: 600;
  font-size: 15px;
  text-decoration: none;
  border: 1px solid transparent;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
  cursor: pointer;
}
.btn--primary { background: var(--c-brand); color: #fff !important; }
.btn--primary:hover { background: var(--c-brand-2); text-decoration: none; }
.btn--ghost { background: #fff; color: var(--c-brand-2) !important; border-color: var(--c-line-2); }
.btn--ghost:hover { border-color: var(--c-brand); background: var(--c-brand-soft); text-decoration: none; }
.btn--lg { padding: 13px 22px; font-size: 16px; }

/* Breadcrumbs */
.crumbs {
  font-size: 13px;
  color: var(--c-muted);
}
.crumbs ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.crumbs li::after { content: "›"; margin-left: 6px; color: var(--c-line-2); }
.crumbs li:last-child::after { content: ""; }
.crumbs a { color: var(--c-muted); }
.crumbs a:hover { color: var(--c-brand); }
.crumbs [aria-current="page"] { color: var(--c-ink-2); }

/* ----------------------------------------------------------------------
   Generic content sections
   ---------------------------------------------------------------------- */
.section { padding: 64px 0; }
.section--alt { background: var(--c-bg-alt); }

.section-head {
  margin-bottom: 36px;
  max-width: 760px;
}
.section-head__label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: #8a4f0e;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.section-head p { color: var(--c-muted); }

/* Card grids */
.card-grid {
  display: grid;
  gap: 20px;
  grid-template-columns: repeat(3, 1fr);
}
.card-grid--4 { grid-template-columns: repeat(4, 1fr); }

/* Compact Q&A cards: tighter padding, smaller heading, accent top border to differentiate from .info-card sections */
.qa-compact { gap: 14px; }
.info-card--qa {
  padding: 18px 18px 16px;
  border-top: 3px solid var(--c-accent);
  border-radius: var(--r-sm);
}
.info-card--qa h3 { font-size: 1rem; line-height: 1.35; margin: 0 0 8px; }
.info-card--qa p { font-size: 0.92rem; color: var(--c-ink-2); margin: 0; }
@media (max-width: 900px) {
  .card-grid, .card-grid--4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .card-grid, .card-grid--4 { grid-template-columns: 1fr; }
}
.info-card {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.info-card:hover { border-color: var(--c-brand); box-shadow: var(--shadow-sm); }
.info-card__icon {
  width: 42px; height: 42px;
  border-radius: var(--r-sm);
  background: var(--c-brand-soft);
  color: var(--c-brand);
  display: grid; place-items: center;
  margin-bottom: 14px;
}
.info-card__icon svg { width: 22px; height: 22px; }
.info-card h3 { margin-bottom: 8px; }
.info-card p { color: var(--c-muted); font-size: 0.95rem; flex-grow: 1; margin-bottom: 14px; }
.info-card__link {
  font-weight: 600;
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--c-brand);
}
.info-card__link::after {
  content: "→";
  transition: transform 0.15s ease;
}
.info-card__link:hover::after { transform: translateX(3px); }

/* Stat strip removed (unused) */

/* Two-col layout */
.split {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 48px;
  align-items: center;
}
.split--reverse > :first-child { order: 2; }
.split img { border-radius: var(--r-md); border: 1px solid var(--c-line); }

/* Article body (long-form text) */
.article-body { max-width: 760px; }
.article-body h2 { margin-top: 1.6em; }
.article-body h3 { margin-top: 1.4em; }
.article-body ul, .article-body ol { padding-left: 1.3em; margin: 0 0 1em; }
.article-body li { margin-bottom: 0.4em; }
.article-body blockquote {
  margin: 1.2em 0;
  padding: 14px 18px;
  border-left: 3px solid var(--c-accent);
  background: var(--c-bg-alt);
  color: var(--c-ink-2);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  font-style: italic;
}
.callout {
  border: 1px solid var(--c-line);
  border-left: 3px solid var(--c-brand);
  background: var(--c-bg-alt);
  padding: 16px 18px;
  border-radius: 0 var(--r-md) var(--r-md) 0;
  margin: 20px 0;
}
.callout--warn { border-left-color: var(--c-warn); background: #fdf3e6; }
.callout--note { border-left-color: var(--c-brand); }
.callout h3 { margin-bottom: 6px; font-size: 0.95rem; }
.callout p { margin: 0; color: var(--c-ink-2); font-size: 0.95rem; }

/* Step list */
.steps { counter-reset: step; padding: 0; list-style: none; margin: 0; }
.steps li {
  counter-increment: step;
  position: relative;
  padding: 18px 18px 18px 64px;
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  margin-bottom: 14px;
}
.steps li::before {
  content: counter(step, decimal-leading-zero);
  position: absolute;
  left: 18px; top: 18px;
  width: 32px; height: 32px;
  background: var(--c-brand);
  color: #fff;
  display: grid; place-items: center;
  border-radius: 50%;
  font-weight: 700;
  font-size: 13px;
}
.steps h3 { margin: 0 0 4px; font-size: 1.05rem; }
.steps p { margin: 0; color: var(--c-muted); font-size: 0.95rem; }

/* Numbered law cards */
.rule-grid {
  display: grid;
  gap: 18px;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}
.rule-card {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  padding: 22px;
  position: relative;
  overflow: hidden;
}
.rule-card__num {
  font-family: var(--f-serif);
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--c-brand-soft);
  line-height: 1;
  position: absolute;
  top: 14px; right: 18px;
}
.rule-card h3 { font-size: 1rem; margin-bottom: 8px; }
.rule-card p { color: var(--c-muted); font-size: 0.92rem; margin: 0; }

/* Q&A accordion */
.qa-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.qa-item {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.qa-item:hover { border-color: #cfd6dd; }
.qa-item:has(.qa-trigger[aria-expanded="true"]) {
  border-color: var(--c-brand);
  box-shadow: 0 4px 16px -10px rgba(14, 74, 91, 0.35);
}
.qa-question { margin: 0; }
.qa-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 16px;
  background: transparent;
  border: 0;
  text-align: left;
  padding: 18px 20px;
  font-size: 1rem;
  font-weight: 600;
  color: var(--c-ink);
  line-height: 1.45;
  cursor: pointer;
  transition: color 0.15s ease, background-color 0.15s ease;
}
.qa-trigger > span:first-child { flex: 1; }
.qa-trigger:hover { color: var(--c-brand); background: #f7f9fb; }
.qa-trigger[aria-expanded="true"] { color: var(--c-brand); background: #f3f7f9; }
.qa-trigger::after {
  content: "";
  flex-shrink: 0;
  width: 10px; height: 10px;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(45deg);
  transition: transform 0.25s ease;
  margin-bottom: 4px;
}
.qa-trigger[aria-expanded="true"]::after {
  transform: rotate(-135deg);
  margin-bottom: -2px;
}
.qa-body {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.3s ease;
}
.qa-body > div {
  overflow: hidden;
  min-height: 0;
}
.qa-body.is-open { grid-template-rows: 1fr; }
.qa-body p {
  margin: 0;
  padding: 0 20px 20px;
  color: var(--c-muted);
  font-size: 0.95rem;
  line-height: 1.65;
  border-top: 1px solid var(--c-line);
  padding-top: 16px;
}

/* Topic chip grid (Browse by topic) */
.topic-chips {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.topic-chip {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 16px 18px;
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  text-decoration: none;
  color: var(--c-ink);
  font-size: 14px;
  line-height: 1.45;
  transition: border-color 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease;
}
.topic-chip strong { color: var(--c-ink); font-weight: 600; }
.topic-chip span { color: var(--c-muted); font-size: 12.5px; }
.topic-chip:hover {
  border-color: var(--c-brand);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}
@media (max-width: 900px) { .topic-chips { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .topic-chips { grid-template-columns: 1fr; } }

/* Image gallery thumb-row removed (unused) */

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--c-brand) 0%, var(--c-brand-2) 100%);
  color: #fff;
  padding: 56px 0;
  text-align: center;
}
.cta-band h2 { color: #fff; margin-bottom: 8px; }
.cta-band p { color: #cfe1e6; margin-bottom: 24px; }
.cta-band .btn--primary { background: #fff; color: var(--c-brand-2) !important; }
.cta-band .btn--primary:hover { background: #f4f7f8; }
.cta-band .btn--ghost { background: transparent; color: #fff !important; border-color: rgba(255,255,255,0.4); }
.cta-band .btn--ghost:hover { background: rgba(255,255,255,0.08); border-color: #fff; }

/* ----------------------------------------------------------------------
   Calculator widget (different layout from old design)
   ---------------------------------------------------------------------- */
.tool-shell {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  overflow: hidden;
  background: #fff;
}
.tool-form { padding: 28px; border-right: 1px solid var(--c-line); }
.tool-output {
  padding: 28px;
  background: var(--c-bg-alt);
  display: flex; flex-direction: column; justify-content: center;
}
.tool-form label { display: block; font-size: 13px; font-weight: 600; color: var(--c-ink-2); margin-bottom: 6px; }
.tool-form .field { margin-bottom: 16px; }
.tool-form input {
  width: 100%;
  border: 1px solid var(--c-line-2);
  border-radius: var(--r-sm);
  padding: 11px 12px;
  font: inherit;
  background: #fff;
  color: var(--c-ink);
}
.tool-form input:focus { outline: 2px solid var(--c-brand); outline-offset: 0; border-color: var(--c-brand); }
.tool-form .field-hint { font-size: 12px; color: var(--c-muted); margin-top: 4px; }
.tool-output .placeholder { color: var(--c-muted); font-size: 0.95rem; }
.tool-output .result-amount {
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--c-brand-2);
  margin: 4px 0 8px;
}
.tool-output .result-meta {
  font-size: 0.92rem;
  color: var(--c-muted);
}
.tool-output .result-disclaim {
  font-size: 0.82rem;
  color: var(--c-muted);
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px dashed var(--c-line-2);
}
.tool-error { color: var(--c-danger); font-size: 0.88rem; margin-top: 6px; min-height: 1em; }

/* ----------------------------------------------------------------------
   Contact form
   ---------------------------------------------------------------------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 40px;
}
/* Contact-form CSS removed (form replaced with mailto button) */

.contact-aside { display: flex; flex-direction: column; gap: 20px; }
.aside-card {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  padding: 22px;
}
.aside-card h3 { margin-bottom: 10px; font-size: 1rem; }
.aside-card .meta-line { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 12px; }
.aside-card .meta-line:last-child { margin-bottom: 0; }
.aside-card .meta-line svg { color: var(--c-brand); flex-shrink: 0; margin-top: 3px; }
.aside-card .meta-line strong { display: block; font-size: 13px; color: var(--c-muted); font-weight: 600; }
.aside-card .meta-line a { color: var(--c-ink-2); }


/* ----------------------------------------------------------------------
   Footer
   ---------------------------------------------------------------------- */
.site-footer {
  background: #0c2934;
  color: #c8d4d9;
  padding: 56px 0 0;
  font-size: 0.93rem;
  line-height: 1.6;
}
.site-footer a { color: #e7eef0; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-grid {
  display: grid;
  gap: 32px;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
}
.footer-brand-block .brand { color: #fff; }
.footer-brand-block .brand__name { color: #fff; }
.footer-brand-block p { color: #95a8b0; margin: 14px 0 0; max-width: 360px; }
.footer-col h3 {
  color: #fff;
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 8px; }

.footer-disclaimer {
  border-top: 1px solid rgba(255,255,255,0.08);
  margin-top: 40px;
  padding: 22px 0;
  color: #8a9da4;
  font-size: 0.82rem;
  line-height: 1.55;
}
.footer-disclaimer p { margin: 0 0 8px; }
.footer-disclaimer p:last-child { margin: 0; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 18px 0 22px;
  color: #8a9da4;
  font-size: 0.82rem;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom .foot-links a { color: #c8d4d9; margin-left: 14px; }

/* ----------------------------------------------------------------------
   Reveal animation (replaces AOS)
   ---------------------------------------------------------------------- */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity 0.5s ease, transform 0.5s ease; }
.reveal.is-in { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; }
  html { scroll-behavior: auto; }
}

/* ----------------------------------------------------------------------
   Cookie banner (compact, bottom-right)
   ---------------------------------------------------------------------- */
.cookie-bar {
  position: fixed;
  right: 16px; bottom: 16px;
  width: 320px;
  max-width: calc(100vw - 32px);
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--r-md);
  box-shadow: var(--shadow-lg);
  padding: 12px 14px;
  z-index: 90;
  display: none;
  font-size: 13px;
  line-height: 1.5;
}
.cookie-bar.is-visible { display: block; }
.cookie-bar p { font-size: 12.5px; color: var(--c-ink-2); margin: 0 0 8px; line-height: 1.5; }
.cookie-bar .cookie-actions { display: flex; gap: 8px; flex-wrap: wrap; }
.cookie-bar .btn { padding: 5px 12px; font-size: 12.5px; }

/* ----------------------------------------------------------------------
   Responsive
   ---------------------------------------------------------------------- */
@media (max-width: 960px) {
  .lead--home .lead__inner { grid-template-columns: 1fr; gap: 28px; padding: 40px 20px; }
  .split { grid-template-columns: 1fr; gap: 28px; }
  .split--reverse > :first-child { order: 0; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .tool-shell { grid-template-columns: 1fr; }
  .tool-form { border-right: 0; border-bottom: 1px solid var(--c-line); }
}

@media (max-width: 720px) {
  .utility-bar__inner { display: none; }
  .primary-nav, .nav-cta { display: none; }
  .menu-toggle { display: inline-flex; }
  .section { padding: 44px 0; }
  .lead__inner { padding: 36px 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .footer-bottom .foot-links a { margin-left: 0; margin-right: 14px; }
}

/* Print */
@media print {
  .masthead, .utility-bar, .menu-toggle, .mobile-panel, .scrim, .cookie-bar, .cta-band { display: none !important; }
  body { color: #000; }
  a { color: #000; text-decoration: underline; }
}